I’ve written a couple times about password security, and hopefully by now you are all starting to use long, unique passwords for each site. It’s a lot to remember, but there are tools like LastPass to help you along. When I was bored at home after surgery, I went through all of the passwords I had stored in LastPass and changed all of the remaining duplicate passwords I had. It’s a good feeling to know that even if one site gets hacked and loses my password, it won’t affect anything else.
Even if you’re doing all that, it still might not be enough. If I know your high school mascot or the color of your first car, I can probably get into a lot of your accounts. When you hear about celebrities getting hacked, it usually happened because someone guessed the answers to their password reset questions. But who said you have to tell the truth for those password reset questions? Lie! Or better yet, use the password generator in a tool like LastPass to make up yet another random string. Just make sure you save that in the notes section of your password manager so you can type it in later if needed.
It may seem extreme, but as more and more of our lives move online, our exposure to not just identity theft but actual monetary theft grows higher and higher. Don’t wait until it’s too late.